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Agenda

Balne Lane, Merchant Gate, Wakefield, WF1 2UP

All sold
All our homes are now sold on this development. But did you know we have a number of other developments in
West Yorkshire? Book your personal viewing today.

Finance Options

Buying
Pre - Move
Post - Move
What are your options?

From calculating how much mortgage you’ll need to borrow, to considering Help to Buy and saving for a deposit, there’s a lot to consider when preparing to buy your new home.


Find out more 

Value my home
Strata Homes - Buying Process 
What do we do now?

When making the decision to buy a home, there are a few things you need to consider. From finding a solicitor and calculating Stamp Duty to budgeting for the everyday costs of running a home, find out more about the pre-move processes.


Find out more
Strata Homes - Pre Move 
What happens next?

Congratulations! You’ve got the keys and are ready to move in. There are just a few final things to tick off the list to ensure the move goes smoothly and life in your new home gets off to the best start.


Find out more
 

Purchase options

Buy a new home with 5% deposit


This scheme allows you to own 100% of your home and only pay 80% of the price upfront. You provide the 5% deposit and the government will lend you up to 20% as an equity loan. You can then apply for a mortgage based on the remaining 75% of the house price.
 
The equity loan is interest-free for five years and the scheme is available on new build homes up to the value of £600,000. 

Find out more

Buy a 50 - 60% share of your new home
with Home Reach


With the Home Reach shared ownership scheme, you buy 50- 60% share of your new home now, and pay a small monthly rental fee on the remaining percentage of your home until you are ready to own the full 100%.
You can purchase your share with cash or by taking out a mortgage, with as little as 5% deposit. You will pay rent of 2.75% of the value of the unowned share, which will be paid monthly by direct debit to Heylo.

You are eligible to purchase a Strata home using Home Reach if:
 
● Your household income does not exceed £80,000 per annum
● You have saved a deposit (at least 5% of the share value)
● You are a first-time buyer / previously owned a home, but cannot afford to buy outright at the moment
● The shared ownership home will be your only home
● You have passed an Affordability Check
● You have registered with a Help to Buy Agent (ask our team for more details)

Find Out More

We will buy your home


Our Part Exchange option means we could buy your home for 100% of its market value, leaving you free to buy one of ours.

This means there will be no estate agent fees to pay and no chain, helping you move into your new home sooner than expected. 

With Part Exchange, you will have an offer for your home within five days. We can give you a guaranteed price for your existing property so you can get moving.

For more information and to find out if the Part Exchange option is right for you, please contact a Customer Experience Manager.

Find Out More Value My Home

A bespoke selling plan for homeowners


The Assisted Selling Plan is designed to help homeowners climb the property ladder. As part of the scheme, we will organise the sale of your existing home, making sure you receive the best possible price. This will allow you to reserve your new home with us.

We will create a personal selling plan, including a review of the property market in your area and an agreed sale price for your home based on two independent valuations. We will work closely with the nominated estate agent to arrange all viewings and enquiries. All offers will be presented to you, and our Customer Experience Manager will guide you through the negotiation process. 

Once you accept an offer we will track the sale of your home, while you start planning for your brand new one.
 
If your chosen home is ready within a four-month period, we may offer to buy your existing home in part exchange.

Find out more

An exclusive mortgage indemnity scheme


Mortgage 95 is available for first time buyers or existing homeowners. The scheme allows you to borrow up to 95% of the purchase price with a 5% deposit. We will cover the 3.8% cost of the mortgage indemnity. 

Mortgage 95 can be combined with our Assisted Selling Plan to help homeowners with only a small amount of equity to sell their current home and find an affordable mortgage.  

Our team of independent mortgage advisors will take you through the application process and find the right mortgage for you.

Find out more

Support to help raise a deposit


If you’re struggling to raise enough money for a deposit, the Deposit Option will provide financial support so you can move sooner than expected.  

You provide 10% of the deposit and we will pay up to an additional 5% of the house price, so you can secure your new home with us and find a mortgage to suit you.  

Our team of independent mortgage advisors will help you find the best mortgage for you and will advise on interest rates and repayment terms.  

Find out more