First Time Buyers: Buy a new home with 5% deposit

This government-backed scheme allows you to own 100% of your home and only pay 80% of the price upfront. You provide the 5% deposit and the government will lend you up to 20% as an equity loan. You can then apply for a mortgage based on the remaining 75% of the house price.
 
The Help to Buy: Equity Loan is available to first time buyers and is subject to eligibility, terms and conditions apply. Regional price caps do apply, and the Equity Loan is only avauilable on new build homes, built between April 2021 and March 2023.

A bespoke selling plan for homeowners

Help to Move is designed to help homeowners climb the property ladder. As part of the scheme, we will organise the sale of your existing home, making sure you receive the best possible price. This will allow you to reserve your new home with us.

We will create a personal selling plan, including a review of the property market in your area and an agreed sale price for your home based on two independent valuations.

We will work closely with the nominated estate agent to arrange all viewings and enquiries. All offers will be presented to you, and our Customer Experience Manager will guide you through the negotiation process. 

Once you accept an offer we will track the sale of your home, while you start planning for your brand new one. If your chosen home is ready within a four-month period, we may offer to buy your existing home in part exchange.

Part Exchange. If we profit, so do you.

Choose our Part Exchange Package and you’ll receive:
 
• Independent and transparent valuations
• No estate agent fees or hassle
• A long weekend to move
• £1000 towards your removal costs
• Professional house clean when you’ve moved out